Cash Flow & Tax Planning

We work to create a cash flow projection and framework to manage spending,
gain a better understanding of client's withdrawals, and the impact on their
investment portfolio. We assess contributions and withdrawals annually to
update the cash flow plan.
Within this plan, we work to identify the tax impact for both contributions to the
portfolio as well as withdrawals. We also work with clients to process and distribute
required minimum dsitributions (RMDs) and include tax withholding from the
distributions, to reduce the need to make Quarterly Tax payments.
We work to understand all sources of income, tax complexity and impact of those
sources, and how investment decisions impact your taxes.
We utilize many tax strategies and assess Roth conversions, stock options, capital gain distributions, and pre-taxed and after-tax contributions.
Additionally, we also work with our client's tax accountant, with providing them with
investment data and withdrawals, to make things, as smooth as possible, during tax time.